Teal Trujillo
Subscribe to Teal Trujillo's PostsTeal Trujillo focuses her practice on employee benefits and executive compensation matters for public and private companies. She regularly leads due diligence and advises on liability related to retirement plans, health and welfare plans and executive compensation in stock purchase and asset purchase transactions. Read Teal Trujillo's full bio.
Mental Health Parity, Quantitative Treatment Limitations, Employee Assistance Plans and the End of the COVID-19 Emergency
By Jacob Mattinson, Sarah Raaii, Alden Bianchi and Teal Trujillo on Mar 29, 2023
Posted In Employee Benefits, Health and Welfare Plans
The Biden administration has announced its intention to end the COVID-19 National Emergency (NE) and the COVID-19 Public Health Emergency (PHE) on May 11, 2023 (read our series introduction for more information). Among other things: The NE and the PHE modified the rules governing financial requirements and quantitative treatment limitations under the Mental Health Parity...
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Telehealth and the End of the COVID-19 Emergency
By Jacob Mattinson, Sarah Raaii, Alden Bianchi and Teal Trujillo on Mar 22, 2023
Posted In Employee Benefits, Health and Welfare Plans
The Biden administration has announced its intent to end the COVID-19 National Emergency (NE) and the COVID-19 Public Health Emergency (PHE) on May 11, 2023 (read our prior article for more information). In response to the COVID-19 pandemic, lawmakers and agencies made legislative and regulatory changes to expand access to telehealth services for individuals. This article explores...
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Coverage of COVID-19 Vaccines and the End of the COVID-19 Emergency
By Jacob Mattinson, Sarah Raaii, Alden Bianchi and Teal Trujillo on Mar 15, 2023
Posted In Employee Benefits, Health and Welfare Plans
Since the Biden administration announced its intention to end the COVID-19 National Emergency (NE) and the COVID-19 Public Health Emergency (PHE) on May 11, 2023, a topic of great debate has been the requirement and the coverage of COVID-19 vaccines. As of March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act has...
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Coverage of COVID-19 Testing and the End of the COVID-19 Emergency
By Jacob Mattinson, Sarah Raaii, Alden Bianchi and Teal Trujillo on Mar 8, 2023
Posted In Employee Benefits, Health and Welfare Plans
A key feature of the COVID-19 National Emergency (NE) and the COVID-19 Public Health Emergency (PHE) was the government’s ability to provide access and coverage of COVID-19 tests. This resulted in overlapping legislation targeted at providing tests to benefit plan participants for free. With the end of the NE and PHE set for May 11,...
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How Employers Need to Prepare for the End of the COVID Public Health Emergency and National Emergency
By Jacob Mattinson, Sarah Raaii, Alden Bianchi and Teal Trujillo on Mar 2, 2023
Posted In Employee Benefits, Health and Welfare Plans
On January 30, 2023, the Biden administration announced its intention to make final extensions of both the COVID-19 National Emergency (NE) and the COVID-19 Public Health Emergency (PHE) through May 11, 2023, at which point both will end. These emergency declarations have been in place for nearly three years and have enabled the government to...
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Fun For the Whole Family: More ACA Subsidies Apply
By Teal Trujillo and Jacob Mattinson on Nov 9, 2022
Posted In Benefit Controversies, Health and Welfare Plans
On October 11, 2022, the US Department of Treasury (Treasury) and the Internal Revenue Service (IRS) issued final regulations to modify how affordability under the Affordable Care Act (ACA) is determined for an offer of coverage to a family member by an employer-sponsored group health plan, effective for the tax year beginning after December 31,...
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Save It for a Rainy Day Part 2: IRS Announces Additional Plan Amendment Extensions
By Teal Trujillo, Patrick Ryan and Diane Morgenthaler on Oct 12, 2022
Posted In Employee Benefits, Employment, Executive Compensation, Retirement Plans
On September 26, 2022, the Internal Revenue Service (IRS) extended the amendment deadline for non-governmental qualified retirement plans, plans covered under Section 403(b) of the Internal Revenue Code (Code) and individual retirement accounts (IRAs). The extensions included many of the amendment deadlines under the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE...
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Save It for a Rainy Day: Recent Amendment Extensions for Qualified Retirement Plans, 403(b) Plans and Individual Retirement Accounts
By Teal Trujillo, Allison Wilkerson and Diane Morgenthaler on Sep 21, 2022
Posted In Executive Compensation, Fiduciary and Investment Issues, Retirement Plans
The Internal Revenue Service (IRS) recently issued needed relief to extend some amendment deadlines for non-governmental qualified retirement plans and 403(b) plans, and for individual retirement accounts (IRAs) under the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act), the Bipartisan American Miners Act of 2019 (Miners Act), and certain provisions of...
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Proposed IRS RMD Regulations Present Challenges, Risks for 403(b) Plans
By Teal Trujillo and Todd Solomon on Apr 12, 2022
Posted In Employee Benefits, Employment, Fiduciary and Investment Issues, Retirement Plans
The Internal Revenue Service (IRS) is strategically working to execute the statutory changes that were outlined by the Setting Every Community Up for Retirement Enhancement Act (SECURE Act) of 2019. However, the IRS’s efforts to streamline the required minimum distribution (RMD) requirements for Internal Revenue Code (IRC) Section 403(b) plans with Section 401(a) qualified plans,...
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Issues Mount as Health Plans Offer At-Home COVID-19 Tests
By Jacob Mattinson and Teal Trujillo on Feb 10, 2022
Posted In Benefit Controversies, Employee Benefits, Health and Welfare Plans
The Biden administration’s January guidance that group health plans and insurers cover the costs of at-home COVID-19 tests has rattled insurers and employers. According to this SHRM article, insurers’ data processing systems have had difficulty paying for tests purchased by consumers at pharmacies, and self-insured employers have struggled to identify the best way to pay...
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